If I have an accident and I am at fault, will I lose my entire excess?

If I have an accident and I am at fault, will I lose my entire excess?

You will be liable for up to the amount of your excess towards the repair cost. If the damage is minor, you will only be charged the repair costs and not the entire excess. If your excess is zero ($0) you will not be charged at all (as long as you do not breach our Terms and Conditions)